Become a Certified Roth Advisor (CRA)

A structured certification program designed to help advisors implement tax-aware retirement strategies using Roth-focused methodologies.

Most Advisors Are Underprepared for Future Tax Planning

Many retirement plans rely heavily on tax-deferred strategies—but without a coordinated Roth approach, clients may face significant tax exposure later in life.

Advisors who lack a structured framework often:

>Miss Roth conversion opportunities<

>Overlook long-term tax bracket management<

>Struggle to differentiate beyond basic planning<

>Leave substantial value on the table for clients<

The Certified Roth Advisor (CRA) program provides a practical framework for integrating Roth strategies into retirement income planning.

This certification is designed to help advisors:

  • Identify Roth planning opportunities across client scenarios

  • Structure conversion strategies with tax awareness

  • Coordinate Roth strategies with broader financial planning

  • Deliver more comprehensive, forward-looking advice

Program Curriculum Overview

  • Roth conversion strategy and timing

  • Tax bracket management across retirement phases

  • Sequencing withdrawals for tax efficiency

  • Integrating Roth strategies with Social Security and RMDs

  • Coordinating Roth planning with charitable strategies

  • Client communication frameworks for tax planning discussions